Foster Financial- Holistic Planning
Heather explains the importance of taking a holistic approach when it comes to retirement planning.
Red Flags when choosing a Financial Professional
Heather talks about the red flags to watch out for when choosing a Financial Professional.
Fiduciaries
Heather explains what a fiduciary is and what is means to work with one.
Additional 401(k) Options
Do you know how to be strategic with your retirement plan? "Let's say you retire and you need that [401(k)/403(b)] generating income. 401(k) or 403(b) plans oftentimes aren't the best vehicles to do that because you actually CANNOT select which fund it [your income] comes from." Watch to find out more about your options!
Social Security Misconceptions
Foster Financial's Vice President, Caleb Doane, joins Heather in explaining the misconceptions of social security.
Pension Options
Heather and Caleb enlighten viewers on two of the most common pension options that people choose between - single-life option and joint-life option. Watch to find out more!
Starting Early
Heather explains the benefits of starting early when it comes to planning for your retirement.
Second Opinions
It is always a good idea to get a second opinion when it comes to your money. It is especially helpful to talk to a holistic financial planner.
Talking Taxes
"Death is guaranteed at some point in our lives and taxes are pretty much guaranteed," Heather explains why it is important to have hard conversations with your loved ones regarding their wishes. People work hard for what they save. Watch to learn more about tax rules so you can save your money.
Generating Your Income
Heather talks about the importance of knowing where your income is coming from. Watch to learn more about your money.
Donor Advised Funds - Should you being utilizing them?
Heather explains Donor Advised Funds and how "YOU'RE in control of those grants, who they go to and when they go to them, but you're getting that BIG upfront deduction, where you can actually write off your charitable giving." Watch to find out more!
Avoiding IRMAA
Do you know what IRMAA is and how it impacts your finances? Check out this video where Heather explains how, "This mean little thing [IRMAA] is in the background, waiting for you to pay some extra premiums..." Watch to learn more!
Securities and Advisory Services offered through Harbour Investments Inc. Member FINRA & SIPC The views and material presented are intended to provide background assistance and education only and is not intended to be tax or investment advice. Please consult a professional on your situation. Investments involve risks, including possible loss of principal. Past performance doesn’t guarantee future results. Guarantees are based on the claims paying ability of the insurance company.
Heather Foster is advisory licensed in AZ, CA, FL, GA, IA, IL, IN, KS, KY, MA, MI, MO, MN, NY, NC, OH, PA, SC, TN, TX, WA, WI
John Pynchon is advisory licensed in GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. John Pynchon is securities licensed in GA, IN, IA, MI, MN, NC, OH, PA, SC, TX.
Caleb Doane advisory licensed in AL, CA, GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. Caleb Doane securities licensed in GA, IN, MI, MN, PA, SC, TX.