Caleb breaks down this important retirement planning decision. Watch to learn more about these pension payout options!
"Interest rates rising go hand in hand with inflation. As inflation comes up they raise interest rates to try and curb inflation." Watch to find out more about how these financial topics could impact you!
"One size does not necessary fit all when it comes to financial planning...What type of licensing do you have? What kind of product alignment can you give us?" Watch to find out more about what questions to ask when choosing a financial advisor.
What is Fee Based Financial Advisory Services? What services are clients actually receiving when paying these fees? Watch to find out more!
“If you’re taking social security prior to that 67 years old, there are actually income limits on what you can earn before your social security starts getting reduced.” Watch this to find out more about working part-time while still taking social security.
IRMMA - Income Related Monthly Adjustment Amount "Everything affects everything else. " Watch to find out more about IRMAA circumstances, what to consider, and next steps you can take to reduce it!
What if you can’t wait till retirement to withdrawal your money? Caleb explains the drawbacks and benefits to these accounts. Watch to find out more about what to consider when utilizing these different kinds of investment accounts!
Watch this video to learn more about Heather's background in the financial industry, how Foster Financial came to be, and why she calls Fort Wayne home.
"Shifting your investment focus from one industry sector to another depending what's going on in the, broader market conditions... there are certain sectors that outperform under certain market conditions." Watch this video to find out more!
Watch to find out what options are available when long term care premiums get raised. Heather explains life insurance, asset based long term care, and more!
“You can actually turn on social security, as early as, 62 or, as late as, 70. Every year that you delay it, your benefit will actually increase.” Watch to find out more about what factors to consider when turning on social security.
“Nobody truly knows when the market is at its trough to be able to buy back in.” Watch to find out more about the concerns with timing the market.
Caleb breaks down the difference between an IRA and a 401(K). Watch to find out more about these retirement options!
Watch this video to learn more about legislative risk and how it could impact your finances. Heather explains the importance of having a financial plan in place considering the uncertainty of legislative changes.
Learn some quick tips, as Heather explains what to consider when moving funds from an employer plan to a different account. Watch to find out more!
** These examples are for illustrative purposes only and not indicative of any actual investment. The performance example is meant only to show that a Target Outcome Investment and the reference asset may differ in performance over a Target Outcome Period under typical conditions. Actual investment performance will vary. The outcome may only be realized for an investor who holds shares on the first day of the Target Outcome Period and continues to hold them on the last day of the Target Outcome Period.
Securities and Advisory Services offered through Harbour Investments Inc. Member FINRA & SIPC The views and material presented are intended to provide background assistance and education only and is not intended to be tax or investment advice. Please consult a professional on your situation. Investments involve risks, including possible loss of principal. Past performance doesn’t guarantee future results. Guarantees are based on the claims paying ability of the insurance company.
Heather Foster is advisory licensed in IN, OH, MI, TX, KS, FL, IL, WI, NC, SC, GA, IA, KY, MA, MN, NY, PA, TN, CA.
John Pynchon is advisory licensed in IN. John Pynchon is securities licensed in GA, IN, IA, MI, MN, NC, OH, PA, SC, TX.
Caleb Doane advisory licensed in IN. Caleb Doane securities licensed in GA, IN, MI, MN, PA, SC, TX.
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