Caleb discusses some financial planning strategies that must be completed prior to the end of the calendar year. This week, he focuses on Roth Conversions.
With the stock market hitting many record highs this year, Caleb explores some key options within 401ks that investors can take advantage of.
https://www.wane.com/lifestyle/living-local-15/market-highs-your-401k-money-monday/
"…if you're going to get more conservative, when is a good time to do it?" Heather speaks on the importance of harvesting when markets are at record highs versus when markets are low.
https://www.21alivenews.com/2024/09/24/foster-financial-stock-market-harvesting/
Caleb discusses a few common bank products – CDs and money market accounts. He explores options that investors have as interest rates continue to fall.
https://www.wane.com/lifestyle/living-local-15/interest-rate-cut-and-your-investments-money-monday/
Caleb discusses the recent Fed decision to lower interest rates. He explores how this change will affect investors for the better and for the worse.
https://www.wane.com/lifestyle/living-local-15/interest-rate-cuts-womens-wealth-wednesday/
Caleb discusses the key tax implications to know for spouses that may be inheriting non-qualified brokerage accounts.
Caleb discusses how IRAs and non-qualified brokerage accounts are treated differently from a tax perspective. He shares some thoughts on how to diversify without causing huge taxes.
https://www.wane.com/lifestyle/living-local-15/capital-gains-impact-on-investments-money-monday/
Caleb talks about the changes you should make (or avoid making) in your 401k during this election cycle.
https://www.wane.com/lifestyle/living-local-15/the-2024-election-and-your-401k-money-monday/
Heather provides information on what she believes is an underused tax strategy plan. Watch this video more to understand the benefits of a Donor Advised Fund account.
https://www.21alivenews.com/2024/09/12/foster-financial-donor-advised-funds/
Donor Advised Funds may have minimums, additional administrative costs, and may give you less control on how the funds are allocated.
Caleb discusses the key tax implications to know for spouses that may be inheriting IRAs.
https://www.wane.com/lifestyle/living-local-15/spousal-inheritance-and-iras-womens-wealth-wednesday/
Caleb discusses the recent volatility that we have seen in the markets and how investors should respond to it.
https://www.wane.com/lifestyle/living-local-15/navigating-market-volatility-money-monday/
"…there's a lot that goes into a death. Having someone to hold your hand and walk you through that process is important." Heather speaks on the significance of ensuring your spouse is in good hands.
https://www.21alivenews.com/2024/08/22/foster-financial-ensuring-your-spouses-finances-are-secure/
Caleb discusses the major wealth transfer that is expected to occur in the coming years. Women are expected to inherit the majority of these assets, so Caleb outlines some tips to keep in mind.
https://www.wane.com/lifestyle/living-local-15/spousal-inheritance-womens-wealth-wednesday/
Caleb discusses the different sectors of the market that can respond to Republican or Democrat policies.
Caleb discusses a common occurrence with INPRS employees – working part time in retirement. It’s important to understand the impact on your Social Security, Pension, and retirement contributions.
Heather discusses a planning strategy that may be beneficial to your spouse when it comes taxes. Continue watching to learn more!
https://www.21alivenews.com/2024/06/04/foster-financial-easing-tax-burdens-spouses/
Caleb discusses some key steps that investors could take to lock in higher interest rates before they fall.
In this video, Heather speaks on the importance of understanding and reevaluating risks when the market is at a high.
https://www.21alivenews.com/2024/05/29/foster-financial-reevaluating-risks/
Watch this video to learn more about Heather's background in the financial industry, how Foster Financial came to be, and why she calls Fort Wayne home.
Securities and Advisory Services offered through Harbour Investments Inc. Member FINRA & SIPC The views and material presented are intended to provide background assistance and education only and is not intended to be tax or investment advice. Please consult a professional on your situation. Investments involve risks, including possible loss of principal. Past performance doesn’t guarantee future results. Guarantees are based on the claims paying ability of the insurance company.
Heather Foster is advisory licensed in AZ, CA, FL, GA, IA, IL, IN, KS, KY, MA, MI, MO, MN, NY, NC, OH, PA, SC, TN, TX, WA, WI
John Pynchon is advisory licensed in GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. John Pynchon is securities licensed in GA, IN, IA, MI, MN, NC, OH, PA, SC, TX.
Caleb Doane advisory licensed in CA, GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. Caleb Doane securities licensed in GA, IN, MI, MN, PA, SC, TX.
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