Wondering what to do with unused 529 funds? Heather walks through potential options and what to consider next.
Foster Financial: What to do with leftover 529 Funds
529 Plan State tax laws and treatment may vary. Earnings on non-qualified distributions may be subject to income tax and a 10% federal penalty tax. Please consult your tax adviser for more information. Investments involve risks, including loss of principal.
Caleb outlines how lump sum pension payouts work and who may benefit from choosing this option.
Pension Payouts: Lump Sum Option | Women’s Wealth Wednesday | WANE 15
Caleb outlines some of the main financial considerations when having a child. Today, he discusses cashflow and life insurance.
Caleb discusses recent market trends around dips in the market – even during years where there is a positive return.
John reviews pension basics and explores strategies for using pensions to support retirement income.
Foster Financial: Pension election strategies
Caleb discusses some important steps in determining how conservative or aggressive your investment accounts should be as you get closer to retirement.
Caleb outlines how planning for different phases in retirement can make your financial plan more dynamic.
Go-Go Years, Slow-Go Years, & No-Go Years in Retirement | Women’s Wealth Wednesday | WANE 15
Heather explores charitable giving strategies designed to support causes you care about while potentially offering tax savings.
Donor Advised Funds may have additional administrative costs and give you less control on how the funds are allocated.
Caleb discusses how active investment managers use sector rotation to seek better outcomes for investors.
Caleb outlines the primary pension payout options and some considerations when making this decision.
Caleb discusses why many retirees are getting larger tax refunds this year. He also explores why the next few years may be optimal for Roth Conversions.
Emotions can easily cloud our judgment when it comes to investing. In this video, Heather shares why relying on logic —not emotion— is key to making sound investment decisions.
Data and analysis do not represent the expected future performance of any investment product or strategy. The return and principal value of securities will fluctuate as market conditions change and shares, when sold, may be worth more or less than their original cost.
Caleb discusses how the stock market is impacted by conflict in the Middle East and how investors should respond.
Conflict in the Middle East & the Impact on Your 401k | Money Monday | WANE 15
Caleb outlines some important considerations when deciding to turn on Social Security when one spouse is retired and the other is still working.
Activating Social Security | Women’s Wealth Wednesday | WANE 15
In times of global conflict, it's important not to panic. Heather offers reassurance and conflict‑resilient investment ideas that may help you stay confident through any market turbulence.
Foster Financial: Sector investing in wartime
Caleb outlines some financial planning strategies to help retirees avoid the “Widow’s Tax Trap”.
Financial Checklist for Widows: Widow’s Tax Trap | Women’s Wealth Wednesday | WANE 15
"...budgeting isn't about telling you to spend less, it's about knowing what you spend." Heather emphasizes the importance of understanding your true budget, noting that it plays a crucial role in effective financial planning.
Nothing on this site is intended to give tax or legal advice, please consult with Qualified Tax professional or Attorney.
Securities and Advisory Services offered through Harbour Investments Inc. Member FINRA & SIPC The views and material presented are intended to provide background assistance and education only and is not intended to be tax or investment advice. Please consult a professional on your situation. Investments involve risks, including possible loss of principal. Past performance doesn’t guarantee future results. Guarantees are based on the claims paying ability of the insurance company.
Heather Foster is advisory licensed in AZ, CA, CO, FL, GA, IA, IL, IN, KS, KY, MA, MI, MO, MN, NY, NC, OH, PA, SC, TN, TX, WA, WI. Heather Foster is securities licensed in AZ, IN, IA, MI, MN, NC, PA.
John Pynchon is advisory licensed in FL, GA, IA, IN, MA, MI, MN, NC, NY, OH, PA, SC, TX, WI. John Pynchon is securities licensed in AZ, IN, IA, MI, MN, NC
Caleb Doane advisory licensed in AL, CA, CO, FL, GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. Caleb Doane is securities licensed in IN, MI, NY, OH, PA, TX.
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